Practice Information

Fees For Services

Most people who work with Dr. Sack pay her directly. Some pay directly out of their pocket and some like to include use of their insurance coverage. Like many psychologist, Dr. Sack does not participate as an in-network (IN) provider with most insurance companies. Many insurance companies will pay you back (reimburse) for psychological services you pay for, even if the care provider is out-of-network (OON). You may want to call your insurance company to identify what benefit coverage you have. This includes information about whether they will reimburse you for OON providers and whether they pay for telehealth with OON providers. Dr. Sack's office will provide you with a monthly superbill containing the information needed for you to submit a claim to your insurance company for reimbursement of payments made by you. We cannot guarantee if or what your insurance will pay for these services. As a courtesy service, the office is sometimes able to submit the initial insurance claim to your insurance company (e.g. BCBS/CareFirst) for you. However, any follow-up calls to insurance companies will be your task. Here is a page you can printout to guide you in asking your insurance company question about your insurance coverage.

In compliance with the federal No Surprises Act law, a Good Faith Estimate of fees for services will be provided. Dr. Sack accepts credit/debit cards, Health Savings Accounts (HSA) cards, Flex Spending Cards, and checks.

Medicare

Dr. Sack is an In Network provider for original Medicare. She is Out Of Network for Medicare Advantage Plans.

With original Medicare, 80% of the fee is paid by Medicare directly to Dr. Sack’s office. The other 20% of the fee is paid either by a secondary insurance or directly by you. Secondary coverage varies. Some secondary payers will pay if Medicare pays and some require Dr. Sack to be in network with the secondary insurance company. Dr. Sack is not IN with any secondary payer insurance. Some secondary payers will pay your yearly Medicare deductible and some will not. Some secondary payers have other rules about their use. If interested, it is a good idea to call your secondary payer insurance to ask questions about their payment of the 20%.